PRIVACY POLICY BACKGROUND:

This Policy applies as between you, the User of this Web Site and NaggoFx  Education Ltd, the owner and provider of this Web Site and its connected persons and companies. This Policy applies to our use of any and all Data collected by us in relation to your use of the Web Site and any Services or Systems therein. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Web Site. If you do not agree to be bound by these terms and conditions, you should stop using the Web Site immediately.

 

1. Definitions and Interpretation

In this Policy the following terms shall have the following meanings:

“Account” Means collectively the personal information, Payment Information and credentials used by Users to access Material and / or any communications System on the Web Site;

“Content” Means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Web Site;

“Cookie” Means, a small text file placed on your computer by NaggoFx Education Ltd when you visit certain parts of this Web Site. This allows us to identify recurring visitors and to analyse their browsing habits within the Web Site. Where e-commerce facilities are provided, Cookies may be used to store your Orders’, Shopping Basket etc, with NaggoFx Education Ltd. Further details are contained in Clause 10 and Schedule 1 of this Policy;

“Data” Means, collectively all information that you submit to the Web Site. This includes, but is not limited to, Account details and information submitted using any of our Services or Systems;

“NaggoFx” means NaggoFx Education Ltd. Putney, London

“Service” Means collectively any online facilities, tools, services or information that NaggoFx Education Ltd makes available through the Web Site either now or in the future;

“System” Means, any online communications infrastructure that NaggoFx Education Ltd makes available through the Web Site either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;

“User” / “Users” Means, any third party that accesses the Web Site and is not employed by NaggoFx Education Ltd and acting in the course of their employment; and

“Web Site” Means, the website that you are currently using www.NaggoFx.comand any sub-domains of this site unless expressly excluded by their own terms and conditions.

 

2. Data Collected

Without limitation, any of the following Data may be collected:

1 Name;

2 Date of birth;

3 Gender;

4 Job title;

5 Profession;

6 Contact information such as email addresses and telephone numbers;

7 Demographic information such as postal and billing address, post code, preferences and interests;

8 Financial information such as credit / debit card numbers;

9 IP address (automatically collected);

10 Web browser type and version (automatically collected);

11 Operating system (automatically collected);

12 A list of URLS starting with a referring site, your activity on this Web Site, and the site you exit to (automatically collected); and

13 Cookie information (see clause 11 below).

14 Education, CV, Employment Status, Work Preferences, Employment Details.

 

3. Our Use of Data

3.1 Data that you may submit through any communications System that we may provide may be retained for a longer period of up to 24 Months. Please note: Financial information such as credit/debit card numbers are not held or stored by us; your payments are processed on a secure payment gateway such as WorldPay.

3.2 Unless we are obliged or permitted by law to do so, and subject to Clause 4, your Data will not be disclosed to third parties. This includes our affiliates and / or other companies within our group.

3.3 All personal Data is stored securely in accordance with the principles of the Data Protection Act 1998. For more details on security, see clause 10 below.

3.4 Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Web Site. Specifically, Data may be used by us for the following reasons:

3.5 Internal record keeping;

3.6 Improvement of our products / services;

3.7 Transmission by email of promotional materials that may be of interest to you;

3.8 Contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Web Site.

 

4. Third Party Web Sites and Services

NaggoFx Education Ltd may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment handling, delivery of purchased items, search engine facilities, advertising and marketing. The providers of such services DO NOT have access to certain personal Data provided by Users of this Web Site. Any Data used by such parties is used only to the extent required by them to perform the services that NaggoFx Limited requests. Any use for other purposes is strictly prohibited. Furthermore, any Data that is processed by third parties must be processed within the terms of this Policy and in accordance with the Data Protection Act 1998.

 

5. Marketing

5.1 We will use Your Data to keep you informed of our products and services by letter, telephone (including text messages), electronically (including e-mail) or otherwise. Our Associated Companies will also be able to contact you in these ways about their products and services. We work adhering to the highest professional and ethical standards, and we respect your privacy, therefore, we can asure you we will not distribute marketing offers frequently. We would contact you only on the occassions when we think this could really benefit you in relation to your educational goals. You consent to the use of Your Data in this way unless you tell us that you do not wish us or our Associated Companies to use Your Data in this manner. In order to do so, please write to us at: info@NaggoFx.com.

5.2 www.NaggoFx.com, may from time to time contain links to and from the websites of our partner networks, advertisers and Associated Companies. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit Your Data to these websites.

 

6. Changes of Business Ownership and Control

6.1 NaggoFx Education Ltd may, from time to time, expand or reduce its business and this may involve the sale of certain divisions or the transfer of control of certain divisions to other parties. Data provided by Users will, where it is relevant to any division so transferred, be transferred along with that division and the new owner or newly controlling party will, under the terms of this Policy, be permitted to use the Data for the purposes for which it was supplied by you.

6.2 In the event that any Data submitted by Users will be transferred in such a manner, you will not be contacted in advance and informed of the changes.

You will not be contacted in advance and be given the choice to have your Data deleted or withheld from the new owner or controller.

 

7. Controlling Access to your Data

7.1 Wherever you are required to submit Data, you will be given options to review our privacy policies and should you not want to proceed you should immediately stop filling your details. This may include the following:

7.2 In relation to us using your Data for marketing purposes, refer to Section 5 (clause 5.1) outlined in this document.

7.3 You are entitled to notify us of any inaccuracies in any information we hold in relation to you. In addition you should inform us if any of your personal details change, so that we can keep our records up to date.

 

8. Your Right to Withhold Information

8.1 You may access certain areas of the Web Site without providing any Data at all. However, to use all Services and Systems available on the Web Site you may be required to submit Account information or other Data.

8.2 You may restrict your internet browser’s use of Cookies. For more information see clause 11.4 below.

 

9. Accessing your own Data

9.1 You may access your Account at any time to view or amend the Data. You may need to modify or update your Data if your circumstances change. Additional Data as to your marketing preferences may also be stored and you may change this at any time.

9.2 The Act gives you the right to access Your Data. Any access request may be subject to a fee permitted by the Act.

 

10. Security

10.1 Data security is of great importance to NaggoFx Education Ltd and to protect your Data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure Data collected online.

10.2 Specifically we utilise the following systems: Personal Data Enrolment Forms, Payment Receipts (PDQ Payment Machine,) Card Detail Payment/Submission Forms, Bank Details for Direct Debit or Standing Order Service.

 

11. Cookies

11.1 NaggoFx Education Ltd, may set and access Cookies on your computer. Cookies that may be placed on your computer are detailed in Schedule 1 to this Policy.

11.2 A Cookie is a small file that resides on your computer’s hard drive and often contains an anonymous unique identifier and is accessible only by the web site that placed it there, not any other sites.

11.3 You may delete Cookies; however you may lose any information that enables you to access the Web Site more quickly.

11.4 You can choose to enable or disable Cookies in your web browser. By default, your browser will accept Cookies, however this can be altered. For further details please consult the help menu in your browser. Disabling Cookies may prevent you from using the full range of Services available on the Web Site.

 

12. Changes to this Policy

NaggoFx Education Ltd reserves the right to change this Privacy Policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Web Site and you are deemed to have accepted the terms of the Policy on your first use of the Web Site following the alterations.

 

13. Contact

If you have any questions, or wish to make a complaint, please contact us as above (paragraph 5.1) and we will do our best to answer your questions or otherwise resolve the matter to your convenience.